Thursday, January 8, 2009

Accounts Receivable Financing


Typically referred at as "factoring", AR Financing is neither equity nor debt, yet strengthens a balance sheet - and control of the business always stays with the owner. It is a trusted and effective method of both financing short-term cashflow and outsourcing the administration of credit and the task of arduous collections.

Factoring is a time-honored financing solution that offers many advantages while allowing business owners to focus on operating and building their client base. As opposed to banks, for instance, we offer flexible underwriting. We don't require the lengthy process, personal credit score, business history and restrictive covenants necessary for traditional debt.

Generally, we begin funding about a week after the application process begins. We support startups and high growth businesses, as well as businesses recovering from financial difficulties. Our ability to fund and service your business can keep up with the demands of growth without having to requalify you for a larger loan and charge any subsequent fees.

Your balance sheet remains strong, most importantly. Because we actually purchase the invoice from you and do not take an equity position, you incur no debt and keep control of your own business.

Additionally, we provide a thorough credit analysis on all potential and existing customers so that you can make an informed decision on extending credit, thereby minimizing the risk of bad debt.

Furthermore and finally, our professional collections team relieves you of the considerable time, energy and effort and expense required to follow up with customers to ensure timely payment.
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Ron Finch
Liquid Capital Solutions
250 469 9606
250 826 8446 (cell)

Wednesday, January 7, 2009

Purchase Order Financing - Kelowna Factoring


Purchase Order Financing is the perfect solution for short-term funding requirements. It can be used to finance the purchase or the manufacture of specific goods that have already been sold. We enable this process by issuing letters of credit or providing funds that allow our clients to secure the inventory they need to fill their open sales orders.

Through purchase order financing, we also support both domestic and international transactions, and clients enjoy the working capital needed to grow sales and take advantage of profitable opportunities that are larger than they can otherwise support. We are not a bank and are not bound by the restrictions necessary for traditional lending products. Our focus is the underlying transaction and its economic and commercial viability.

Purchase Order Financing is used by manufacturers, distributors, importers and exporters. It can be used for payments to third-party suppliers for goods, issuing Letters of Credit, and for making payments for direct labor, raw materials and other directly related expenses.

Our clients consider Purchase Order Financing if they lack either sufficient capital or international expertise to complete their transaction. With respect to the latter, they might prefer to reduce foreign risk and in some cases protect the identity of their manufacturer from the end customer. In all cases, however, they appreciate the speed of funding, preservation of equity and increased profits at the end of the day.
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Ron Finch
Liquid Capital Solutions
250 469 9606
250 826 8446 (cell)
rfinch@liquidcapitalcorp.com